Senior Software Engineer

Senior Software Engineer

We're looking for a Senior Software Engineer to join our team and help build, enhance, and scale our products. If you're someone who brings fresh ideas, has a curious mindset, and thrives in an engineering environment focused on delivering strategic business value, we'd love to hear from you.

As a Senior Software Engineer, you'll play a central role in shaping the future of our product suite across the engineering teams at UnderwriteMe. You'll lead technical initiatives, mentor others and help us build systems that are scalable, maintainable, and deliver value to our users. Your work will span the full software development lifecycle, from idea to production, and you'll be empowered to take ownership of complex engineering challenges.

While this is the culture we're striving for, we're not fully there yet, we're looking for engineers who are excited to help us upskill the team and actively shape this environment together.

What you will be doing: You'll contribute directly to the development and continuous improvement of our products and platforms, focusing on building adaptable and resilient solutions that can evolve with the needs of our users and business. Whether it's designing new features or refining existing systems, you'll ensure that everything we build is robust, production-ready, and aligned with our long-term goals.

You'll be actively involved in system design and architectural discussions, helping the team arrive at thoughtful, simple solutions to complex problems. Your experience and insight will be key in shaping how the team works, bringing fresh ideas, introducing new ways of thinking and helping to evolve our engineering practices to be more efficient and impactful.

Collaboration will be a core part of your role. You'll work closely with product managers to understand priorities, influence the roadmap, and ensure we maintain a healthy balance between delivering new features and strengthening our technical foundations. You'll also embrace a DevOps mindset, taking full ownership of your code from idea and development through to deployment, including AWS solution design, security, and observability.

Beyond your technical contributions, you'll play a vital role in supporting the growth of your teammates through code reviews, pair programming, and knowledge sharing. You'll help foster a culture of learning, ownership and continuous improvement, ensuring that your team grows stronger together with every project you take on.

What type of person fits the role:

• You're a thoughtful and pragmatic engineer who sees software development as a means to solve meaningful problems, not just to write code. You care deeply about building systems that are simple, maintainable, and valuable to users.
• You're naturally collaborative, working closely with engineers, product managers, and designers to shape solutions that balance technical soundness with real impact. You thrive in team-based environments, such as pairing or ensemble programming, and see shared problem-solving as a core part of your day-to-day.
• You're comfortable navigating trade-offs, knowing when to prioritise speed and when to invest in long-term quality.
• You take pride in your work but remain open to feedback, iteration, and learning from others.
• You're curious, proactive, and always looking for ways to improve, whether that's refining your own skills, helping teammates grow, or evolving the systems you work on.

Technical requirements:

• Demonstrated experience applying modern software engineering practices in a collaborative team setting, including iterative development, automated testing, and continuous integration and delivery.
• Proficiency in a modern programming language (e.g. Java, Kotlin, or similar), ideally with experience in Spring Boot and cloud-native development.
• Practical experience designing and building cloud-based systems, with the ability to use cloud services to create scalable, resilient, and observable solutions.
• Proven ability to make sound technical decisions independently, while working closely with teammates to deliver solutions from idea to production.
• Experience improving or evolving existing systems, including working with legacy codebases and simplifying or automating manual workflows.

The team you'll be joining - Rules Engine Team:

The Rules Engine team develops our Underwriting Engine that helps insurers design rules for customer journeys, underwriting and claims. The team work with technologies like Spring, Java, React, Kubernetes, Docker, Terraform, Helm and AWS. The team is part of UnderwriteMe's Decision Platform - a B2B enterprise SaaS platform that provides a best-in-market Underwriting Rules Engine used by over 30 insurers to power their underwriting decisions. The product is sold across UK & Ireland, Asia-Pacific and North America. The platform combines our engine with technology to source and process third-party information supporting underwriting decisions for insurers. We are already working on capabilities, powered by AI, to make these decisions even more efficient.

About UnderwriteMe:

UnderwriteMe is an Insurtech software business and subsidiary of Pacific Life Re (PL Re), a global life and pensions reinsurance firm. We have a vision to help everyone purchase protection insurance by using data and disruptive technology to transform our partners and markets in order to make their underwriting processes as quick and efficient as possible.

Our core products are:

• Decision Platform - a B2B enterprise platform that provides a best-in-market Underwriting Rules Engine used by over 30 insurers to power their underwriting decisions. The product is sold across UK & Ireland, Asia-Pacific and North America. The platform combines our engine with technology to source and process third-party information supporting underwriting decisions for insurers. We are already working on capabilities, powered by AI, to make these decisions even more efficient.
• Protection Platform - a B2B2C marketplace used by over 15,000 advisors to power quoting and purchase of protection products in the UK. We currently deliver 16% of the UK markets protection policies and we are already working to increase our reach.

Working for UnderwriteMe:

Joining UnderwriteMe means being part of a technology company that is committed to bringing a fresh and dynamic approach to insurance. You'd be working with a team of highly technical experts made up of people with backgrounds in software, fintech, and insurance.

Every person in our global team is valued for the unique qualities they bring to our business and we seek to build their expertise and support their individual ambitions at every step. Of course, we take our work seriously and we know our team can operate under great pressure. We work hard and thrive on achievement, but we also know how to have fun and relax too. We regularly host a range of team building days to strengthen our team's connection with each other and reflect on their successes.

Providing employees with a healthy work-life balance is very important to our culture. We have a wide range of employee benefits and we host regular social activities and wellbeing initiatives. We are also committed to supporting our employee's involvement in their communities, by actively fundraising, hosting charity events, and overseeing volunteering opportunities.

Benefits (Only for Permanent and Fixed Term Employees):

• 25 days of annual leave with option to buy/sell more days
• Adoption and fertility leave
• Generous enhanced parental leave
• Comprehensive private insurance coverage for employee and dependents
• Group Life Insurance coverage of 9x basic annual salary and Group Income Protection up to 75% of basic annual salary
• Optical benefits
• 15% combined employee/employer contributions
• Subsidized gym membership
• Access to Employee Assistance Program
• Cycle to Work and Electric Car Salary Sacrifice Scheme
• Time off for volunteering
• Charitable matching of employee donations

As part of our commitment to accessibility for all, UnderwriteMe will, upon the request of the applicant, provide accommodation during the recruitment process to ensure equal access to applicants with disabilities. Please contact us about your needs, and we will consult with you to ensure suitable accommodation is provided.

UnderwriteMe values: