Financial Crimes Compliance, Operations - Analyst

Financial Crimes Compliance Analyst

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Description

The Financial Crimes Compliance Analyst will support the Policy and Governance Team Lead in FIU by assisting in policy development, governance oversight, and regulatory alignment supporting the institutions' crime risk management strategies. The FCC Analyst will also be responsible for conducting extensive investigations to identify potentially suspicious financial and/or fraudulent activity, to include money laundering, terrorist financing, fraud and/or any other financial risk or crime. This role provides foundational experience in compliance, policy development, and governance within a global financial institution. Analysts in this role will gain exposure to AML frameworks, regulatory standards, and FIU operations.

Responsibilities

• Performs routine compliance tasks and routine compliance issues, typically concerning documentation, reporting, etc. May also assist in monitoring regulatory issues and exams or audits.
• Perform gap analysis to identify issues and communicate to Senior Management.
• Assist in drafting, reviewing, and updating AML/FIU policies, procedures, and standards.
• Research and analyze new or updated regulatory requirements to assess potential impact on FIU operations.
• Participate in policy implementation and special research projects using Microsoft Office Products such as Excel and PowerPoint.
• Prepare qualitative reports, data metrics workbooks, and compliance presentations for senior management, governance committees, and regulators.
• Collaborate with FIU Investigations, AML Operations, Compliance Testing, and Audit teams to ensure consistency and alignment.
• Assist in maintaining documentation repositories, version control, and proactive regulatory information management.
• Review and research alert adjudicators and/or transactions.
• Will be responsible for documenting research findings and accurately writing narratives detailing suspicious activity as required.
• Communicate with AML Compliance Manager any activity and trends that could implicate potential money laundering or terrorist financing.
• Analytical/Investigative skills to determine unusual or possible suspicious activity regarding transaction or account activities.

Qualifications

• 1-3 years in banking, with a strong emphasis on BSA, AML and OFAC laws and regulations.
• Prior internship, part-time, or project experience in financial services, compliance, research, or policy is a plus (not required).
• 1-3 years proficiency in Microsoft Office (Word, Excel, PowerPoint) is required; comfort with data analysis tools is a plus.
• Knowledge of the laws applicable to money laundering, to include the BSA, The Patriot Act, U.S. Treasury AML guidelines, OFAC requirements and Suspicious Activity Reporting requirements.
• Understanding of banking and financial services, including an understanding of the various types of products, services, and transactions that are typical for a Financial Institution.
• CAMS certification preferred but not required.
• Experience in analyzing and managing financial crime investigative processes.
• Process oriented coupled with a strong ability to understand appropriate program enhancing strategies.
• Experience interacting with senior managers and compliance subject matter experts.
• Collaborative with strong interpersonal communication skills; detail-oriented and efficiently organized execution.

The typical base pay range for this role is between $67,000 to $80,000 depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws. The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another.

Our Culture Principles

• Client Centric
• People Focused
• Listen Up. Speak Up.
• Innovate & Simplify
• Own & Execute