Loan Officer - Retail MFB - Sales - Kagwad - Shiva Complex - J Grades

Sales Officer

To ensure the achievement of disbursement targets with minimum delinquency. Identifying joint liability groups and disbursed loans to suit the target customers and geographies. Enabling business growth by developing and managing teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas, and opportunities for geographical expansion of operational areas. Disbursement, repayment, and delinquency management, achieving daily/weekly collections targets. Makes a close follow-up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, center meetings, and loan applicants. Maintaining portfolio quality by tracking and controlling normal dues, nonstarters, delinquency, and frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly/daily meetings and visits to the center.

Fresher to maximum of 5 years of experience as a sales officer in microfinance business. Basic understanding about microfinance business and JLG model working would be preferred.

Key Skills: Relationship management, business sourcing, flair for sales, understand critical attributes of customer service.

Education: Graduate in any discipline.