Loan Officer - Retail MFB - Sales - Piplod - Bhavani Complex - J Grades
Tata Capital
Sales Officer
To ensure the achievement of disbursement targets with minimum delinquency. Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets. Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants. Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre. Fresher to maximum of 5yrs exp as a sales officer in microfinance business. Basic understanding about Microfinance business and JLG model working would be preferred.
Key Skills: Relationship management, Business sourcing, Flair for sales, Understand critical attributes of customer service.
Education: Graduate in any discipline