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Product – Cash Management Transaction Banking Analyst II Country: Germany

Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.

This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

The Difference You Make

SCIB is looking for a Cash Management Specialist based out of Frankfurt.

As a Cash Management Specialist, you will support the Solution design and Implementation teams in the design, development, implementation & maintenance of a full range of Cash Management products & Solutions for SCIB clients.

We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Produce custom client project plans and trackers to minimize and manage risks
• Chair meetings with client to track progress/review actions risks
• Contracts advisory & management, in coordination with Legal and other stakeholders
• Provide guidance on payment formats / connectivity and integration
• Strategic consulting of Cash Management solutions for SCIB clients

What You'll Bring

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• Previous experience in similar roles in Cash Management/Treasury or Implementation departments (Required)

Education

• University degree (Required)

Languages

• German speaker (ideally) or willing to learn German.(Required)

Hard Skills

• Experience of Cash products, IT or operational areas, payment & collections services. (Required)
• Data analytics. (Required)
• Basic understanding of Project Management concepts (Required)
• Knowledge of applications and connectivity available in Santander bank. (Required)
• A strong candidate would have a basic understanding of SWIFT (MT103, MT9xx) and SEPA (pacs and camt) messages. (Required)
• An ideal candidate would additionally have a basic understanding of Cash pooling structures, Customer statements, Payment lifecycle and experience on customer-facing systems enabling customers to input payments

We Value Your Impact

Your contribution matters, and it's recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• Enable our teams to go beyond through global opportunities and broad career paths.
• Enjoy a hybrid working model—some days remote, some days onsite with your team—along with flexible hours.
• Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy.
• Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
• Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
• Promote holistic wellbeing through BeHealthy, our global wellness programme.

We're here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

Local Compliance

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

What To Do Next

If this sounds like a role you are interested in, then please apply.

Ready to take the next step in your journey? #SCIB