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Sr. Associate, Pricing

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:

The Consumer and Small Business Deposit Pricing Team provides analysis and strategy around deposit pricing using a combination of internal analytics and competitive intelligence to focus on driving growth and profitability. The Pricing Associate will contribute to the team by analyzing portfolio and industry trends, creating and maintaining reporting, implementing pricing strategies and changes, and partnering with key teams like Finance, Product, Data Science, and Operations to manage support growth, profitability, and risk objectives.

• Provide detailed quantitative analyses of portfolio, industry, and economic trends to identify opportunities to improve growth or profitability and mitigate risk.
• Develop and maintain internal reporting to assist in management control activities.
• Prepare and present materials for pricing committee and other executive forums.
• Execute and analyze impact of pricing changes, strategies, and tactics
• Manage aspects of rate change opportunity vetting and forecasting, including but not limited to business case and stakeholder impact assessment development from proposed new fees/services and/or rate modifications.
• Contribute to the implementation and monitoring of pricing methods, policies, processes, procedures, or techniques
• Work within cross-functional team and product/service owners to develop pricing for new products and services.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. Required.

• 9+ Years experience with financial pricing, financial modeling, and/or marketing analytics; Ideal candidates will have both strategic and tactical abilities and strong knowledge of banking product financials; experience with deposit industry data a plus Required.

• Overall proficiency with MS Office (Outlook, Word, PowerPoint); Advanced Excel skills
• Experience utilizing advanced analytics to drive decision-making. Experience with SAS, SQL, Tableau or Python preferred
• Excellent written and verbal communication skills
• Strong communication and analytical skills, including strong ability to identify and solve ambiguous problems
• Detail oriented, self-starter, takes initiative, independent worker, surfaces and escalates issues or concerns effectively
• Ability to form strong partnerships with key stakeholders and work with them on initiatives; hold accountable when needed
• Stays current with industry and regulatory trends and emerging risk issue; maintains good understanding of current market and competitive landscape

Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Minimum: $90,000.00 USD Maximum: $155,000.00 USD

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.