Principal Engineer (lending) - Remote Eligible

Come Make An Impact On Millions Of Brazilians!

At RecargaPay, we're on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 10 million users and process more than USD 4 billion annually. We've been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We're looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what's possible.

If you're ready to do your best work, at scale, with purpose — this is your place.

Responsibilities

As a Principal Engineer, you will define the technical and architectural direction of our backend infrastructure, leading critical projects that drive scalability, robustness and innovation across our systems. You will operate in a dynamic environment, collaborating with executive leadership and guiding engineering teams to achieve our strategic objectives.

1. Define and steer medium- and long-term architectural strategies aligned with company goals.
2. Lead technological transformations and modernizations of critical systems, ensuring efficiency, scalability and reliability.
3. Serve as the technical authority for the Engineering and Architecture Chapters, championing best practices and quality standards.
4. Drive large-scale project planning, execution and successful delivery.
5. Partner with executives to translate business vision into technical solutions, evaluating and implementing tools, methodologies and frameworks that enhance efficiency and cross-team collaboration.
6. Mentor senior engineers and technical leaders, fostering a culture of technical excellence and continuous learning.
7. Promote the adoption of AI-assisted engineering practices within your squad and chapter, leveraging tools for code generation, automated refactoring, test case creation, and technical documentation. Identify opportunities where AI can enhance developer productivity, code quality, and team velocity.
8. Promote emerging technologies and engage in benchmarking to keep the organization at the forefront of industry trends.