Individual Sales Consultant

Individual Insurance Sales Consultant

An individual insurance sales consultant is responsible for effectively using sales skills to close sales and achieve revenue goals established by the company. They must be an effective communicator and advocate for the client with an ability to close through interpersonal interactions.

Essential duties and responsibilities (include but are not limited to):

• Respond to incoming leads from partners and other channels in designated time frames;
• Consult with individual prospects to qualify leads;
• Educate clients on latest trends, compliance and changes in the industry, including Health Care Reform;
• Obtain pertinent census information to run quote; Process quotes from carriers or individual state exchanges;
• Select appropriate plans and create proposal;
• Present plan options to prospects. Follow up in timely manner to obtain decision;
• Clearly and effectively document sales process and all communications with clients in database in a timely manner;
• Collect and review applications;
• Submit applications to carriers;
• Facilitate initial underwriting process.

Qualifications, skills and requirements:

• Effective consultative sales skills;
• Ability to sell effectively over the phone;
• Strong verbal and written communication skills;
• Ability to work in a team environment to support peers, manager and partners;
• Must be self-motivated and disciplined;
• Ability to prioritize daily workloads to achieve assigned objectives and sales goals;
• Strong organizational skills and attention to detail;
• Ability to thrive in fast-paced environment.

Education, training and experience:

• A working knowledge of individual health products preferred;
• Minimum one-year industry experience;
• Current life and health license, required;
• Proficient with Microsoft Office applications including Excel, Word and Outlook, required;
• Familiarity with database applications, a plus.

Your base pay is dependent upon your skills, education, qualifications, professional experience, and location. In addition to base pay, some roles are eligible for variable compensation, commission, and/or annual bonus based on your individual performance and/or the company's performance. We also offer eligible employees health, wellbeing, retirement, and other financial benefits, paid time off, overtime pay for non-exempt employees, and robust learning and development programs. You will receive reimbursement of job-related expenses per the company policy and may receive employee perks and discounts.

OneDigital is an equal opportunity employer. Not only as a matter of standard, but to honor and celebrate our differences. We believe that the power of ONE starts with you. We are committed to cultivating and preserving a culture that celebrates diversity, insists on equity and inclusion, and connects us. Ensuring our people feel seen, valued, respected, and supported is fundamental to our core values and business goals.

OneDigital provides equal employment opportunities to all employees and applicants for employment regardless of their protected characteristics. Employment decisions shall comply with all other applicable federal, state and city/county laws prohibiting discrimination in employment.

OneDigital understands the immense responsibility and opportunities provided by Artificial Intelligence. We utilize advanced Artificial Intelligence technologies to enhance our recruitment process. This includes using AI to filter candidates based on their qualifications and to rediscover potential candidates from our existing applicant pool. Our AI systems help us efficiently identify the best fit for our open positions, ensuring a streamlined and effective hiring experience. However, AI does not replace the humans in our process.

Thank you for your interest in joining the OneDigital team!