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Relationship Manager - dealer Finance Operations - sales

Own our dealer finance expansion by acquiring new dealers and closing financing deals to grow the book
Ahmedabad, Gujarāt, IndiaChennai, Tamil Nādu, India
Senior
18 hours agoBe an early applicant
Kotak

Kotak

Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.

Job Description

Role Description

Department - Dealer Finance – Sales

Location of Job - Ahmedabad

Number of Vacancies - 1

Reporting Relationships - ZSM

Position Grade - M5

  • To increase the book size of Dealer finance business by acquisition of new customer and giving best possible solution to all the existing dealers.
  • Growing business with profitability and maintaining quality and hygiene.
  • Supporting Audit team and closely monitoring the health of the dealers, recovery from overdue accounts and periodic renewals.
  • Maximization of retail business from the dealer finance counter.
  • Manufacturer relationship and market information.
  • Teamwork, Inter department interaction and coordination.
  • Graduate / Post Graduate with 8+ Years of relevant experience
  • Dealer relationship Management with minimum escalation.
  • To connect all prospect dealers of the region, understand the funding requirement; circulate the proposal for credit evaluation and approval to respective AA.
  • Growing business both organically and inorganically with budgeted margin.
  • Closing all the documentation for new acquisition and renewals.
  • Satisfying documentation for Audit and compliance
  • PDD Collections/ Waivers / Insurance
  • Monitoring the LTR – NPA and SMA2, Credit Monitoring (Audit SOT clearance, follow-ups), prompt revert on churning / Term loan CIR, overdue clearance
  • Annual reviews completed without extension
  • Retail from wholesale channel –Supporting retail team to improve retail penetration from the dealer counter.
  • IC audit and following the defined process as laid by the compliance.
  • Adherence to Process, Code of Conduct, following regulatory guidance, preventing breach of information security. For people managers they need to ensure team members adhere to compliance.
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Relationship Manager - dealer Finance Operations - sales
Ahmedabad, Gujarāt, India
Operations
About Kotak
Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.