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Relationship Manager - dealer Finance Operations - sales

Own our dealer finance expansion by acquiring new dealers and closing financing deals to grow the book
Ahmedabad, Gujarāt, IndiaChennai, Tamil Nādu, India
Senior
3 weeks ago
Kotak

Kotak

Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.

Job Description

Role Description

Department - Dealer Finance – Sales

Location of Job - Ahmedabad

Number of Vacancies - 1

Reporting Relationships - ZSM

Position Grade - M5

  • To increase the book size of Dealer finance business by acquisition of new customer and giving best possible solution to all the existing dealers.
  • Growing business with profitability and maintaining quality and hygiene.
  • Supporting Audit team and closely monitoring the health of the dealers, recovery from overdue accounts and periodic renewals.
  • Maximization of retail business from the dealer finance counter.
  • Manufacturer relationship and market information.
  • Teamwork, Inter department interaction and coordination.
  • Graduate / Post Graduate with 8+ Years of relevant experience
  • Dealer relationship Management with minimum escalation.
  • To connect all prospect dealers of the region, understand the funding requirement; circulate the proposal for credit evaluation and approval to respective AA.
  • Growing business both organically and inorganically with budgeted margin.
  • Closing all the documentation for new acquisition and renewals.
  • Satisfying documentation for Audit and compliance
  • PDD Collections/ Waivers / Insurance
  • Monitoring the LTR – NPA and SMA2, Credit Monitoring (Audit SOT clearance, follow-ups), prompt revert on churning / Term loan CIR, overdue clearance
  • Annual reviews completed without extension
  • Retail from wholesale channel –Supporting retail team to improve retail penetration from the dealer counter.
  • IC audit and following the defined process as laid by the compliance.
  • Adherence to Process, Code of Conduct, following regulatory guidance, preventing breach of information security. For people managers they need to ensure team members adhere to compliance.
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Relationship Manager - dealer Finance Operations - sales
Ahmedabad, Gujarāt, India
Operations
About Kotak
Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.