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Relationship Manager - agri - fin - tractor LOANS AND Retail(tfe) - retail Sales

Lead retail sales growth in AGRI-FIN and Tractor Loans segment at the branch level
Tembhurni, Maharashtra, India
Mid-Level
3 days ago
Kotak

Kotak

An Indian financial services conglomerate offering banking, insurance, investment, and personal finance products.

Relationship Manager

We are seeking a dynamic and results-driven Relationship Manager to lead retail sales initiatives in the AGRI-FIN and Tractor Loans segment. The ideal candidate will have a strong background in banking, particularly in retail liabilities, and a proven track record in sales and customer relationship management. This role involves enhancing the deposit pool, cross-selling financial products, and ensuring regulatory compliance while driving branch profitability and team productivity.

Responsibilities

Sales & Business Development: Enhance the deposit pool from existing and new customers. Drive sales of non-deposit products including Mutual Funds and Insurance. Achieve cross-selling targets progressively across product categories. Generate fee income through strategic product placement.

Customer Relationship Management: Deliver high standards of customer service and ensure customer satisfaction. Liaise with internal teams to ensure seamless customer service and delight. Act as a key point of contact for high-value clients in the AGRI-FIN and Tractor Loans segment.

Branch Operations & Compliance: Oversee branch administration and ensure adherence to regulatory compliance. Manage overall productivity and morale of branch team members. Ensure the branch meets its break-even targets and contributes positively to the P&L.

Strategic Collaboration: Work closely with product management, marketing, and other verticals for new product development and service enhancements. Contribute to sales initiatives and tactical planning. Leadership & Team Management: Demonstrate strong leadership skills with a tactical focus. Balance strategic thinking with execution (Thinker:Doer ratio of 40:60). Foster a collaborative and performance-driven team culture.

Job Identification: 217693

Job Category: KMBL

Locations: Late Vitthalrao Shinde Shopping Complex, Tembhurni, Maharashtra, 413208, IN

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Relationship Manager - agri - fin - tractor LOANS AND Retail(tfe) - retail Sales
Tembhurni, Maharashtra, India
Sales
About Kotak
An Indian financial services conglomerate offering banking, insurance, investment, and personal finance products.