Product Manager - digital Banking Kotak 811 - regional Sales
Kotak
Product Manager – Growth & Wallet
We are seeking an experienced Product Manager – Growth & Wallet to lead the strategy, development, and optimization of our digital wallet and growth initiatives. The ideal candidate has deep experience in payments, fintech, mobile ecosystems, user lifecycle management, and growth experimentation. With 16+ years of product leadership, you will drive adoption, engagement, retention, and revenue across wallet features while ensuring regulatory compliance, seamless UX, and scalable platform capabilities.
Key Responsibilities
- Product Strategy & Vision
- Growth & User Lifecycle Management
- Wallet Product Ownership
- User Experience & Customer Insights
- Cross-functional Leadership
- Data & Analytics
- Financial Ownership
Qualifications Required
16+ years of experience in Product Management, with at least 6–8 years in payments, fintech, or wallet products. Proven track record of scaling digital products and leading high-impact growth initiatives. Strong understanding of digital payment ecosystems (UPI, cards, stored value wallets, payouts, risk, compliance). Deep experience with experimentation, analytics, funnel optimization, and cohort analysis. Demonstrated ability to lead cross-functional teams in a fast-paced, agile environment. Excellent communication, leadership, stakeholder management, and problem-solving skills.
Success Indicators
Improvement in wallet adoption, activation, and transaction success rates. Scalable and secure wallet architecture with reduced fraud and operational costs. Increase in growth metrics (MAU/DAU, retention, conversion rates, CLTV). Successful delivery of key roadmap items and regulatory-compliant product features. High cross-functional alignment and execution efficiency.