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Credit Analyst - support Services - credit
Own the credit underwriting process for car loan applicants and manage portfolio risk
Mumbai, Mahārāshtra, India
Mid-Level
2 days ago
Kotak
Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.
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Credit Manager
Role - Credit Manager - KMPL Support Services-Credit
Minimum experience of 3 years under retail credit underwriting.
Minimum qualification MBA Finance or CA.
Job Role
- To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
- Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
- Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
- Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
Job Requirements
Skills/Knowledge prerequisites
Knowledge of the location / area is an essential criteria.
Well versed in the local language apart from Hindi and English.
Good knowledge of interpreting financial trends.
Job Identification 240226
Job Category KMPL Corporate
Posting Date 05/18/2026, 07:24 AM
Apply Before 06/18/2026, 07:24 AM
Degree Level Bachelor's Degree
Job Schedule Full time
Locations Kotak Infiniti, Building No. 21, Mumbai, Maharashtra, 400097, IN
About Kotak
Provides a wide range of banking, investment, and insurance services to retail, corporate, and institutional customers in India.