Property & Casualty Customer Service Representative

Personal & Commercial Lines CSR

The Personal & Commercial Lines CSR at J. Loos & Associates is responsible for maintaining solid customer relationships by handling personal and commercial lines insurance coverage inquiries and concerns with speed and professionalism. This includes daily interaction with customers, insurance carriers, and fellow employees while conducting specific service and marketing activities.

Responsibilities

The responsibilities include:

• Answering customer calls and correspondence regarding new or existing insurance policies and service all claims.
• Working with prospects to pre-qualify and understand their needs, gather necessary data, research policy options, present options, finalize and bind new coverage, cancel old policies, and negotiate with carriers when necessary.
• Setting appointments and/or client calls to review existing policies, revise liability limits, explore other coverage needs, evaluate replacement costs, round out accounts, and bind renewals.
• Conferring with customers to provide detailed information about products and services, quote new business, process renewals and/or cancel accounts, take payments, and provide requested documentation.
• Actively soliciting increases in coverage or rounding out accounts at every service contact.
• Resolving product or service issues by clarifying the customer's concern, determining the cause of the issue, selecting and explaining the best solution to solve the issue, expediting correction or adjustment, following up to ensure resolution.
• Maintaining records of customer interactions and transactions, recording details of inquiries, comments, and actions taken in the agency management system.
• Reviewing audits or policies; verifying accuracy and facilitating corrections, as needed, between client and carrier.
• Keeping informed regarding industry information, new product information, legislation, coverages and technology to continuously improve knowledge and performance as well as collaboration with team members, mentor staff, and participate in meetings as needed.

Qualifications

The qualifications include:

• Hold the insurance license required by your state and have a minimum of six months of property and casualty insurance account management experience, as well as an Associates Degree or comparable work experience.
• Demonstrate strong knowledge of insurance products and usages, rating procedures, underwriting procedures, coverages, and industry operations to effectively manage, maintain, and write assigned clients and prospects.
• Demonstrate strong customer focus and an excellent phone manner; display strong written and verbal communication skills and possess excellent math and reading skills to accurately perform simple calculations.
• Have the ability and tact to handle difficult customer phone calls and solve complex problems without direct supervision.
• Have a strong sense of urgency, attention to detail, organization, multi-tasking, and time management skills.
• Technology and computer proficiency including agency management systems.

Benefits/Perks

The benefits include:

• Competitive Pay
• Professional Development
• Job Stability in a growing industry

Flexible work from home options available.

Compensation: $25,000.00 - $50,000.00 per year