Community Mortgage Bank Sales Consultant (safe) - Miami

Community Mortgage Bank Sales Consultant (SAFE)

About this role: Wells Fargo is seeking a Community Mortgage Bank Sales Consultant (SAFE) in Consumer Lending as part of Home Lending. In this role you will:

1. Sit within assigned bank branches and originate mortgage loans. Collaborate with branch leadership, participate in branch huddles, mentor and coach employees to increase knowledge of mortgage products and processes. Perform miscellaneous duties as needed and required.
2. Conduct outbound calls to existing and prospective customers regarding mortgage loan products and complete associated tracking activities.
3. Interact with customers to understand their needs and provide them with high quality customer service; inform prospective and existing customers of Wells Fargo Home Mortgage programs; analyze and offer mortgage loan products based on the client's needs.
4. Process loan applications for mortgage transactions and review rates and terms within guidelines.
5. Maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication.
6. Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements.
7. Adhere to policies, underwriting requirements, compliance requirements, and loan procedures. Collaborate with fulfillment partners to meet the needs of our clients throughout the origination process.
8. Stay informed of mortgage industry trends and developments in the assigned market and develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace.

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

Required Qualifications

• 2+ years of sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education

Desired Qualifications

• 2+ years of mortgage retail sales experience
• Expertise of general lending products and overall mortgage industry experience
• Experience with retail residential mortgage, purchase fundings over the past 12 months referred primarily from established, local or external sources
• Established relationships with diverse realtor organizations and affordable lending nonprofits in assigned market
• Experience with community loan products inclusive of specialized LMI mortgage solutions, lender paid assistance programs and 3rd party assistance programs
• FHA/VA & conventional loan experience is preferred
• Knowledge and understanding of sales prospecting and generating referrals
• Experience with educating clients on various mortgage purchase programs
• Experience developing and cultivating professional relationships
• Customer service experience
• Basic Microsoft Office skills
• Excellent verbal, written, and interpersonal communication skills
• Ability to provide leadership by coaching, training, and mentoring
• Bilingual speaking proficiency in Spanish/English preferred

Job Expectations

• Willingness to travel
• Reliable transportation
• Ability to work nights, weekends, or holidays as needed or scheduled
• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
• This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date.

Location(s)

• Hialeah-1225 W 68TH St, Hialeah FL 33014
• Mid Beach- 6870 Collins Ave, Miami Beach FL 33141
• Doral Commons- 7520 NW 104th Ave, Doral FL 33178
• Liberty City- Edison Marketplace- 641 NW 62nd St, Miami FL 33150
• Seventh Avenue- 9301 NW 7th Ave, Miami FL 33150
• Westland- 1900 W 49th St., Hialeah FL 33012
• West Gables- 5880 Bird Bd, Miami FL 33155
• Miami Lakes- 15615 NW 67th Ave, Miami Lakes FL 33014
• Miami Springs- 4299 NW 36th St., Miami Springs FL 33166
• Pinecrest- 11765 S Dixie Hwy, Miami FL 33156
• Cutler Bay- 17401 SW 97th Ave, Miami FL 33157
• Beacon Center- 1700 NW 87th Ave, Doral FL 33172

We Value Equal Opportunity: Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.