Strong Knowledge of E2E Underwriting. Live UW, Post Close and Pre-Funding Underwriting
Minimum 8 to 10 years of experience in Underwriting (US Mortgage)
Ability to review investor findings and able to cure to minimize saleability risk Experience in managing UW team in builder loans, VA IRRRL, FHA loans, NonQM and Conventional loans
Leadership & Functional Skills:
Experience, including supervisory experience, to maintain an in-depth understanding of the organization and business and handle problems and issues that arise, and solve problems without precedents or guidelines
Exceptional verbal and written communication skills and presentation skills
Process driven, self-starter, possesses high degree of skills with – time management, people management, discipline, negotiation
Foresee risks, be proactive and predictive while developing mitigation plans for the program
Understand the cultural nuances
Ensure Noiseless Client Service Delivery
Strong Client Relationship Management - Hands-on experience in preparing MBR/QBR decks, leading Client calls, SLA Management, Running CVC projects
Protecting ECEB, delivery led growth and achieving MO targets
Review weekly revenue and headcount trends, Q-o-Q projections, ensure optimal buffer levels, avoid revenue leakage, review PnL to identify discrepancies
Willingness and flexibility to learn, take up additional responsibilities, be a self-starter
Collaboration with Enabling functions to make things happen, Sense of accountability
Would be responsible for building and leading multiple teams, work closely with managers, asst. managers and team leaders to manage multiple teams, implement strong controls and governance to provide seamless service delivery
Ability to work on new business opportunities and participate in new business transitions
Lay down robust processes to plan, control and monitor the key metrics of all processes and ensure 100% adherence to KPIs
Create a culture that promotes performance, transparency, and participation within the team
Ensure that employees are highly motivated and perform to their full potential by providing rewards and recognition, employee satisfaction
Performance management:
Responsible for upskilling/reskilling team members, succession planning and providing career guidance
Responsible for identifying and managing operational risk, coordinate with Ops risk team, BCP team, Infosec and Audit teams to ensure compliance to all regulatory requirements, zero findings in audit
People Management:
Manage a highly motivated team
Ensure strong employee communication in the program through different forums, employee engagement etc
Building effective teams and developing direct reports
Business Performance:
Maintaining client Service Level Agreement Standards (SLA's) & client satisfaction
Manages BU operations to meet financial goals while meeting customer expectations
Structured and periodic performance management
Client Management:
Actively engages with Client for support and expectation management
Client escalation handling and close looping
Aligning priorities to ensure client SLAs are met
Educational Qualification:
Must have a graduate degree or equivalent of (10+2+3) year of education.
Required skills:
Good Analytical, Strategic Planning Skills
Excellent oral and written communication skills
Excellent telephone skills
Product knowledge
Should be quality driven.
Negotiation, Influencing & Decision-Making Skills
Good knowledge of MS-Office
Problem Solving, Change Management & Rapport building skills
Exhibits Accountability & ethical Behaviour
Willing to take on challenging assignments
Willingness to work shifts and during holiday / weekend as needed
Ability to work under pressure
Ability to deliver on time and as per specifications