BBVA Career Opportunity
BBVA is a global company with over 160 years of history operating in more than 25 countries serving over 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with diverse profiles such as finance, legal experts, data scientists, developers, engineers, or designers. Our people make the difference in our success.
Tipo de Contrato: Regular (Undefined)
What We Are Looking For
- Evaluate the feasibility of disbursement or high of guarantees of commercial banking operations in the context of the project to update the mortgage care model.
- Perform the liquidation of mortgage operations in the new care model, in the different modalities: checks, transfers, accounting, etc.
- Ensure the correct signing of the public deeds of the guarantees of the operations that the Commercial Banking in the context of the new mortgage care model.
- Coordinate the processes of liberation of guarantees in the reactive and proactive process.
- Advise the Commercial Network when an operation has any legal observation and/or is processed under some special process.
- Execute the regularization of the exceptions made in the execution of the processes of the new care model.
- Coordinate with the suppliers (NTT Data/Opplus/Notaries) the execution of the processes assigned to the new model of mortgage care.
- Perform manual accounting entries through the Nacar/Altamira applications and/or back office of the new mortgage care model.
- Support with the signing of the contracts of constitution of guarantees and of liberation of guarantees inscribibles according to their powers.
- Support with the signing of the valued product of the liquidations of loans from the Commercial Network.
- Coordinate with the suppliers the execution of the processes assigned to them.
- Perform the analysis of the casuistic, presented incidence at the request or not on mortgage loans in the system, transversal issues guarantees and loans, such as: modify interest rates, payment schedule terms, manage highs and lows of participants for disbursed loans, modify linked charge account of active loans, reassign loans, exempt commissions
- Execute the change of Subproducts of guarantees to correct the Credit Conversion Factor (FCC), previous coordination
- Attend the requirements of the network of Offices and of the area of Claims (Extornos, cancellations and modification of operations with value date) Additionally, provide support to the supplier for the operations of loans My Home and loans.
- Elaborate and send the classification of clients of the product My Home to Cofide
- Elaboration of the Conciliation Act of balances BBVA/COFIDE
- Provide to the area of Systems the operational support for resolution of incidences in the application
- Review the Periodization of interests of loans, give highs and maintenance of codes of campaigns
- Attend the requirements for audits by mortgage loans in highs, changes or modifications, cancellations and coordinations with Cofide for the loans My Home, includes the information of the audit that requires FMV
- Generate the reprint of initial payment schedules
- Execute the generation and maintenance of sub products of loans, in coordination with the area of System
- Provide support to the supplier for the operations of loans My Home and loans. As well as, attend the requirements of the network of Offices and the area of Claims (Extornos, cancellations and modification of operations with value date)
- Other functions proper to the position or that your immediate boss assigns.
Requirements:
- University degree in administration, industrial engineering, accounting, or related fields.
- 1 year experience in related positions.
- Knowledge of 3270 applications, NACAR.
- Knowledge of commercial products.
- Advanced level Excel handling.
- SQL handling (valued).
- Soft skills: effective communication, proactivity, teamwork, adaptability, analysis capacity.
Banca Responsable
Our responsible banking model aspires to achieve a more inclusive and sustainable society. Because the future of finance is financing the future.
We started with the spirit of helping others make the best financial decisions. That spirit remains today and encourages us to continue advancing, prioritizing innovation and digital transformation and putting within reach of everyone the opportunities of this new era.
Diversity
At BBVA we believe that having a diverse team makes us a better bank.
For this reason we actively support diversity, inclusion, and equal opportunities regardless of race, sex, age, religion, sexual orientation, gender identity, gender expression, among others. We cultivate a collaborative and inclusive work environment that allows us to show the best of each person.
Our Values
Our values define our identity and are the lever that drives us to make our purpose a reality and guide us in all our actions and decisions.
Legal Requirements
If the position you are applying for is outside the country in which you currently reside, you may need to obtain a visa and/or work permit and/or residence permit, as well as comply with any other requirements that may be required by the labor and immigration regulations or by the local professional regulations applicable to the position in question in the country.
In the event that you are the final candidate, BBVA may assist you in the processing of the corresponding permit/visa, understanding that if for any circumstance (i.) the corresponding visa and/or work permit and/or residence permit is not issued, (ii.) or any other requirements are not met required by labor and immigration regulations and/or local professional regulations applicable to the performance of the current position in the country, unfortunately you will be excluded from the position. Likewise, if you have a visa and/or work permit and/or residence permit for the corresponding country, we request that you indicate it when applying for the position.