Graduate Software Engineer - Decision Systems

Graduate Decision Systems Engineer

One third of the UK working age population are unable to access affordable credit. We at Amplifi want to rectify this issue. We aim to improve the nation's financial health, using our state-of-the-art FinTech ecosystem, allowing ethical lending via credit unions accessible to everyone in the UK.

Amplifi Capital are one of the top 5 lenders in the near prime unsecured personal loans market in the UK. Through our innovative work we have grown our new customer volumes by 5 folds in just the last two years alone. Aiming to increase that number even further as we progress.

We are the biggest name in the UK credit union market with the two largest Credit Unions in the UK on the Amplifi platform. We at Amplifi Capital want to go beyond that, aiming to be the biggest player in the UK personal loan market for the near prime segment. Standing out against our competitors, being at the forefront of personal loans market.

Decisioning systems are central to our business — powering customer acquisition, lending, service, and collections. We've built our own decision engine that combines advanced machine learning with traditional business rules to deliver effective lending strategies.

As a Graduate Decision Systems Engineer, you'll step into a unique tech role that blends programming and analysis with a deep understanding of UK lending. You'll learn how business logic shapes lending decisions and how our systems bring loan products to life.

Our decision engine sits at the heart of our platform, interacting with tools like Salesforce, backend APIs, and external partners such as UK credit bureaus. You'll gain a broad view of the systems behind customer acquisition and hands-on experience developing and refining them.

This role offers structured learning, mentorship, and real project work from day one. It's designed to help you grow into a permanent Decision Systems Engineer, with future opportunities in risk, pricing, or product.

We're looking for curious problem-solvers who enjoy coding, data analysis, and understanding how lending works.

Responsibilities:

• Work alongside experienced engineers, analysts, and product teams to support the development of decision systems.
• Assist in designing, testing, and refining decision models that guide customer acquisition and lending decisions.
• Learn how loan products work, with a focus on the business rules and logic that determine customer eligibility.
• Apply your mathematical and analytical skills to help solve real-world lending and business challenges.
• Build a broad understanding of the systems that decision engines connect with – including Salesforce, backend APIs, and external credit bureaus.
• Learn how to work in an Agile environment and use data and technology to support decision-making.
• Contribute to processes that ensure system reliability, performance, and scalability.
• Develop awareness of key issues such as data privacy, security, and algorithmic fairness.
• Keep up to date with industry trends and tools, with guidance and training support provided.