Customer Service Officer (male)

Banking Job In Kabul, Afghanistan

From its inception in 2004, AIB's mission has been to foster economic development in the country, be a catalyst for growth, and ultimately contribute to the prosperity of Afghanistan and its people.

Afghanistan International Bank is the country's leading bank, and one of the most trusted and respected institutions in Afghanistan. Our success has been enabled by our unwavering focus on international best practices in corporate governance, financial, and risk management - including anti-money laundering and 'know your customer' procedures. This is overlaid by industry-leading customer service, operations, information technology, and internal controls. Despite the challenging backdrop over the last decade, we have successfully become a positive emblem for achievement, governance, and transformation. Now in our second decade of operation, we remain committed to enabling a better future for Afghanistan and we are proud to play a role in shaping the opportunities that lie ahead. AIB believes in developing its people through continuous investment in training and giving larger opportunities to those who grow with the bank. With professional management team, ensuring high standards of corporate governance and a professional work environment where every manager is committed to train and develop his people is what makes AIB an employer of choice.

Job Description

Principal Accountabilities

1- Primary responsibilities for Customer Service Operation:

a) Opens and closes customer accounts

b) Obtaining proper identification of customers in according to branches operating procedure.

c) Ensure that customer reviews and signs General Terms and Conditions applicable to the operation of the account.

d) Provides customers with all relevant account-opening forms, including signature card.

e) Ensure that all account opening criteria are properly filled

f) Prepares files and ensures that completeness and those signatures are appended.

g) Input all appropriate static data into the bank's administrative system.

h) Ensure new customers are issued bank customers' card

i) Follow the bank's procedure for business license verifications

j) Manage adequately all keys, deliverables, and customers files

k) Processing all cash and none cash transactions, such as withdrawal, deposit, cheque, account to account, currency exchange and so on.

l) Tally deliverables, Cash, etc and run EOD at the branch/Outlets.

m) Authorize transactions in the system based on their assigned limits.

n) Authorize data entries in the system for account opening based on assigned authorities.

2- Provides the highest level of customer service in a positive, courteous and enthusiastic manner to employees, customers/clients and the community.

3- Promotes an Advisory Culture in all branch activities. Greets all customers promptly and shows a genuine interest in meeting their needs. Maintains customer as first priority in all interactions. Processes all customers efficiently and in accordance with standard operating procedures. Manages activities to ensure maximum customer service at all times. Communicates effectively both in writing and verbally with current and potential clients.

4- Maintains a strong working knowledge and adheres to all Bank's Policies and Procedures, as well as all branch delivery policies, procedures, systems and programs used to serve customers and maintain efficient bank records.

5- Asks the right questions during customer interview to determine additional financial needs and which product solution is right for them.

6- Opens new accounts, and effectively cross sells banks products and services. Counsels customers within scope of authority. Responds to questions on complicated accounts. Refers more complex customer matters to branch management Participates in various marketing campaigns. Identifies internal and external business development opportunities.

7- Ensures security of branch and confidentiality of customer information as per the bank's code of ethics.

8- Monitors changes in Bank policies, procedures, products, rates etc. Attends ongoing training and meetings as required.

9- Receive and respond to customer service account inquiries on account balances, transaction details, statements and fees and charges

10- Comply with all bank's policies and procedures during the process of customers transactions related to customer services, such as transfer application, cheque process, etc.

11- Maintain adequate customers filing system in the branch.

12- Authorization of cash transactions and a/c to a/c transfers, currency exchange transactions up to assigned limit.

13- Responsible for overall operation of the branch including custody of vault, checking and verification of all transactions' slips, till denomination report and till contract report.

Requirements

Educational Qualifications:

Bachelor degree in Economic, Finance and Management and related fields Islamic knowledge and certificates

Relevant Experience:

1 Years Branch banking experience or 2 Years general banking experience

Skills & Competencies:

Problem solving Leadership and team management Adhere to Procedure Ability to handle difficult situations Analytical Thinking Ability to speak Dari, Pashto and English languages Organizational Knowledge Positive Attitude Punctuality Skills Creativity and Initiation