Banking Operations Analyst
Accenture is a global professional services company with leading capabilities in digital, cloud, and security. We combine unmatched experience and specialized skills across more than 40 industries to offer Strategy and Consulting, Technology and Operations services, and Accenture Song—all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries.
We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations process trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management, and product management.
What are we looking for?
- Understanding about covenants, borrowing base calculations for business banking loans
- Testing covenants regularly and monitoring Borrowing Base regularly for any North American banks
- Extensive understanding about the commercial lending loan operations components/services, various types of documents and document repository systems and line of businesses
- Good oral and written communication is must since the process requires sending emails to internal & external stakeholders
- Responsible to accurate review and verification of documents is crucial.
- Basic understanding of Banking on Loan processing/operations
- Experience in servicing of commercial loans
- Applies specialized functional area skills and basic knowledge including underlying professional/technical principles or standards, which are well defined
- Extract account level information from the loan documents and update the booking systems with the procedures available
- Validate the account level information between the documents and the booking system for accuracy & compliance
- Adhere to the policy guidelines and onboard the loan in the client system
- Organize the documents as per the manual
- Process to gather all the necessary information to complete the request
- Maintain turn around time and quality as per the agreed SLAs
- Candidates with knowledge of different loan systems owned by various banks
- Suggest and implement process improvements and synergies on an ongoing basis
- Communicate and collaborate cross-functionally with payment teammates and leadership to understand, implement, and support key strategic initiatives and solve operational issues
- Monitor production and personnel statistics and reporting in support of deal operation
- Research complex issues utilizing internal and external resources and contacts
- Lead coordination, planning, scheduling, and execution of activities within assigned team
- Improve consistency of operations across processes through ongoing communication and best-practice sharing
- Complete all MIS reports according to schedule/requirements
- Mentor and assist the new employees to come up the learning curve
- Validate the document package prepared by team members
- Providing work product within the stringent timeline and improved quality
- Realize responsibility and completes the task at hand and on time
- Involves moderate level of independent decision making
Roles and responsibilities:
- In this role you are required to do analysis and solving of lower-complexity problems
- Your day to day interaction is with peers within Accenture before updating supervisors
- In this role you may have limited exposure with clients and/or Accenture management
- You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments
- The decisions you make impact your own work and may impact the work of others
- You will be an individual contributor as a part of a team, with a focused scope of work
- Please note that this role may require you to work in rotational shifts
Any Graduation
About Accenture
We work with one shared purpose: to deliver on the promise of technology and human ingenuity. Every day, more than 775,000 of us help our stakeholders continuously reinvent. Together, we drive positive change and deliver value to our clients, partners, shareholders, communities, and each other. We believe that delivering value requires innovation, and innovation thrives in an inclusive and diverse environment. We actively foster a workplace free from bias, where everyone feels a sense of belonging and is respected and empowered to do their best work. At Accenture, we see well-being holistically, supporting our people's physical, mental, and financial health. We also provide opportunities to keep skills relevant through certifications, learning, and diverse work experiences. We're proud to be consistently recognized as one of the World's Best Workplaces™. Join Accenture to work at the heart of change.